{"id":202,"date":"2021-01-14T18:59:12","date_gmt":"2021-01-14T18:59:12","guid":{"rendered":"https:\/\/jb-global.com\/accounting\/?page_id=202"},"modified":"2021-01-14T19:07:36","modified_gmt":"2021-01-14T19:07:36","slug":"investment","status":"publish","type":"page","link":"https:\/\/jb-global.com\/accounting\/?page_id=202","title":{"rendered":"Investments"},"content":{"rendered":"\t\t
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Investments<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Whether you’re saving for your child\u2019s education, planning a vacation, building a nest-egg or managing your finances during retirement, I can help you create an investment portfolio that fits your needs:<\/h4>

1. Mutual funds<\/h4>

2. Segregated fund policies<\/h4>

3. Guaranteed interest options and payout annuities<\/h4>

4. Mortgages<\/h4>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Mutual funds<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Mutual funds, including our exclusive Quadrus Group of Funds, are offered through our mutual fund dealer, Quadrus Investment Services Ltd.<\/h4>

Mutual funds allow individuals to pool their savings in a portfolio of investments managed by professional money managers. Because of the large amount of money in the pool, mutual funds can diversify a portfolio more widely than an individual may be able to when investing on their own.<\/h4>

  • Registered retirement savings plan (RRSP)<\/h4><\/li>

  • Registered education savings plan (RESP)<\/h4><\/li>

  • Registered retirement income fund (RRIF)<\/h4><\/li>

  • Tax-free savings account (TFSA)<\/h4><\/li>

  • Registered disability savings plan (RDSP)<\/h4><\/li><\/ul>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Segregated funds\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Like a mutual fund, a segregated fund pools money from thousands of investors which professional fund managers invest in a variety of securities. Segregated fund policies are only available through insurance companies and take the form of individual, variable life insurance contracts offering certain guarantees to the policyholder such as reimbursement of capital upon death. As required by law, these funds are fully segregated from the company\u2019s general operating funds. Advantages for some investors include:<\/h4>

    • Death benefit and maturity guarantees:- Segregated fund policies protect part or all of your capital investment. London Life offers two types of capital guarantees\u2014death and maturity guarantees.<\/h4><\/li>

    • Estate bypass:-\u00a0 When you designate a beneficiary other than your estate, the value of your segregated fund policies flow directly to the beneficiary, generally bypassing the estate and potential probate fees.<\/h4><\/li>

    • Creditor protection potential :- Laws may protect a segregated fund policy in the event of bankruptcy or other action by creditors. It\u2019s important to note that potential creditor protection depends on court decisions, which can be subject to change and can vary for each province. This protection cannot be guaranteed.<\/h4><\/li><\/ul>

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      Any amount allocated to a segregated fund is invested at the risk of the policyowner and may increase or decrease in value.<\/h4>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Mortgages\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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      Financing a home may be the biggest financial decision you ever make. I\u2019ll help you make sure it\u2019s the right decision by putting you in touch with a London Life mortgage planning specialist who\u2019ll help you choose the mortgage that\u2019s right for your lifestyle and budget.<\/h4>

      Mortgage life insurance protection<\/h4>

      Whether you\u2019re buying a home or renewing your existing mortgage, there\u2019s something you need to consider. What happens to your family\u2019s dreams if you should die? Would your family be able to stay in their home?<\/h4>

      Through a personal life insurance policy, you can plan to meet more of your family\u2019s needs in the event of death\u2014including staying in your dream home. Talk to me today to discuss your insurance needs.<\/h4>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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      Fraudulent emails and phone calls – Protect yourself!<\/p>\n\n

      The CRA is warning Canadians that fraudulent emails and phone calls purporting to be from the Agency are currently being reported.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

      Investments Whether you’re saving for your child?s education, planning a vacation, building a nest-egg or managing your finances during retirement, I can help you create an investment portfolio that fits your needs: 1. Mutual funds 2. Segregated fund policies 3. Guaranteed interest options and payout annuities 4. Mortgages Mutual funds Mutual funds, including our exclusive […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-cover.php","meta":[],"_links":{"self":[{"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=\/wp\/v2\/pages\/202"}],"collection":[{"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=202"}],"version-history":[{"count":4,"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=\/wp\/v2\/pages\/202\/revisions"}],"predecessor-version":[{"id":211,"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=\/wp\/v2\/pages\/202\/revisions\/211"}],"wp:attachment":[{"href":"https:\/\/jb-global.com\/accounting\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}